NBQ offers a wide range of tailor-made products to meet and assist your short term and long term requirements.
1. Bayti - Housing loan without Mortgage to UAE National :
NBQ Home loan gives you the opportunity to buy your own property / to meet cost of reconstruction / renovation of existing property with easy documentation and simplified processes.
- Available against salary transfer upto AED 4 Million.
- Competitive profit rate.
- Repayment period up to 180 months.
- Higher finance amount available.
- Free ATM Card.
2. NBQ OVERDRAFT FACILITY:
NBQ offers overdraft facilities to all UAE Nationals with salary transfer at an attractive interest rate. A request for facility followed by simple documentation process will enable us to service your requirement conveniently.
3. NBQ PERSONAL LOANS for UAE Nationals:
Going on vacations, furnishing your home or just paying school fees. NBQ offers personal loans to UAE Nationals to make your dreams and aspirations come true with competitive interest rate, easy documentation and simplified processes.
- Loan upto 20 times salary
- Repayment period up to 48 months
- Attractive interest rates
- Free Family Protection Plan
4. NBQ PERSONAL LOANS TO EXPATRIATES:
Going on vacations, furnishing your home or just paying school fees. NBQ offers personal loans to UAE Nationals to make your dreams and aspirations come true with competitive interest rate, easy documentation and simplified processes.
- Loan amount up to 10 times salary with Maximum AED 250,000
- Repayment period up to 48 months
- Attractive interest rates
- Free ATM Card
- Free Family Protection Plan
5. NBQ Al MOALLEM PLUS SCHEME:
NBQ offers Al Moallem Plus Scheme for all UAE National employees working with the Ministry of Education.
- Free PC with every loan OR free Air-Tickets to selected destinations.
- OD Limit upto AED 250,000/-
- No fixed repayment schedule
- Free NBQ credit card
- Attractive interest rate
- Free supplementary card for a family member
- Free Family Protection Plan
6. NBQ AL QARD AL HASSAN SCHEME:
Al Qard Al Hassan from NBQ is for all the UAE Nationals who are working in government sectors. It is an interest free loan up to AED 50,000/= with repayment of 12 monthly equated each. The additional benefits with Al Qard Al Hassan are:-
- Free ATM Card
- Free Classic or Gold card
7. NBQ AUTO LOANS:
Purchasing a car is now made easier with NBQ Auto Loans for UAE Nationals.
- Loan amount up amount in addition to personal Loan wt 20 % down payment.
- Loan installment repayment not to exceed 50 % of the monthly salary.
- Repayment period upto 60 months
- Attractive interest rate
- 2 deferred installments annually
- Free Family Protection Plan.
8. Instant Loan
NBQ offers Instant Loan which specially designed for UAE Nationals and Expatriates who are working in bank and finance sectors.
- Loan amount up to 250k
- Repayment period up to 48 months
- Attractive interest rate
- Without salary transfer
- Free NBQ credit card
- Free family protection scheme
9. Insurance Coverage on Retail Loans to UAE Nationals
NBQ offers a unique protection benefit which safeguards you and your family.
The offer is designed to ensure continued financial stability to you and your family by taking away the financial burden on them to pay loan outstanding in the event of your unfortunate Loss of Life or Permanent Total Disablement.
The protection benefit would provide you absolute peace of mind by waiving off your entire loan outstanding with NBQ in case of any eventuality subject to terms and conditions of the Insurance Company.
* Terms and Conditions Apply
How to Apply
- Visit the nearest NBQ Branch
- Call our friendly call center staff 24/7 on 600 56 56 56 within the UAE and we will arrange one of our sales staff to meet you