Mortgage Loan

It is time to own your dream home
It is time to own your dream home

Mortgage Loan

National Bank of Umm Al Qaiwain offers you the mortgage loan to support you for purchasing or contracting or renovate your house.

Features and Benefits

  • Interest rate starts from 1 month EIBOR + 1.70%, with Min starts from 4.25% to 6.55% p.a. reducing (which is higher)
  • Financing up to AED 5,000,000
  • Flexible Repayment period up to 25 years
  • Competitive interest rates (Base Lending Rates)
  • Processing fee of 1.0% of the financed amount
  • Free Life Insurance
  • Free property Insurance
  • All Fees can be financed
  • Applicable to all housing programs in the UAE
  • Minimal documentation
  • Free ATM Card
  • Free online banking

Fees and Charges

Processing fees will apply


  • Available for all nationalities
  • No salary transfer is required.
  • Available to customer with minimum 25 years of age and 70 years at loan maturity
  • Minimum period of service and salary criteria will apply
  • Mortgage on property is required

Documents Required

  • Valid Copy of passport and emirates ID 
  • Salary certificate and Bank statement
  • Property details
  • Other documents may be requested at the discretion of the Bank

Terms & Conditions will apply

Key Facts Statement

  • If you do not keep up your repayments/payment , you may lose your property.

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