Gold Credit Card

Free Credit Card with no Annual fees
Free Credit Card with no Annual fees

Gold Credit Card

NBQ Gold Card is a free credit card which comes with special privileges, including travel insurance, It also comes with a higher spending limit, and up to 55 days free credit


Features and Benefits

  • Just Tap & Go, with your new Contactless Card
  • Use your card without PIN upto AED 500/-
  • Free credit for up to 55 days
  • 1 Free supplementary card for your family member
  • Facility to convert purchases into Easy Instalments and avail Easy Loan
  • Facility to transfer your balance from other banks
  • Free Worldwide Travel Insurance
  • Cash withdrawals allowed up to available credit limit
  • Pay Minimum amount due every month
  • Many other valuable promotions and discounts offered from time to time
  • For full details of all the Visa Gold benefits and offers please visit VISA Middle East


** Card Holder can make monthly payment through NBQ's branches, Cash Deposit Machines, Online Banking, Mobile Banking and any of UAE Exchange, Al Ansari Exchange & Al Fardan Exchange located across UAE.

Easy Payment Plan (EPP)

Easy Payment Plan (EPP) is your option to convert your high value purchases into easy monthly Instalments.

Read more

Travel Insurance Benefits

Buy your travel tickets using your NBQ Gold Credit Card, and you can relax and enjoy your trip, knowing you're covered for any unexpected events. Cover includes: 

  • Medical and Travel Assistance Services
  • Medical Expenses
  • Evacuation and Repatriation expenses/ Transportation of Mortal Remains /Return of Dependent Children
  • Personal Accident Full Trip
  • Hospital Daily Benefit
  • Personal Liability
  • Loss of Baggage
  • Loss of Money
  • Cancellation
  • Travel Delay
  • Baggage Delay 
  • Document Replacement
  • Hijack
  • Legal Expenses 

Fees and Charges

  • No annual subscription fee
  • Tariff of Charges available on Website


  • All residents and UAE nationals
  • Age 21 years and above
  • Minimum salary criteria will apply

Documents Required

  • Copy of Emirates ID  and passport
  • Financial documents showing your monthly salary transfer (e.g. salary transfer letter, salary certificate and bank statement)
  • Other documents may be requested at the discretion of the Bank

  • Offers are subject to change without notice
  • To be eligible for the above benefits purchases must be made with NBQ Credit Card

Terms & conditions have been changed on 4th May 2020

For Credit Card Terms and conditions click here

Key Facts Statement

  • If you make only the minimum repayment/payment each period, you will pay more in interest/fees and it will take you longer to pay off your outstanding balance.

Infinite Credit Card

Exclusive invitation-only card with a higher spending limit and special privileges

Read more
Multicurrency Prepaid Card

Multicurrency Prepaid Card is the safest cost effective way to carry foreign currencies while travelling

Read more
Platinum Credit Card

Enjoy free airport lounge access and 50% off at major golf courses

Read more
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