NBQ Universal Account

Banking that works as hard as your team
Banking that works as hard as your team

NBQ Universal Account

The NBQ Universal Account is a zero-balance current account designed to support salaried employees across the UAE with everyday banking essentials. Introduced as part of the national financial inclusion initiative, the account offers seamless access to digital banking, free domestic transfers and a complimentary Debit Card, ensuring employees can manage their finances with ease and confidence.

Features and Benefits

  • Zero-balance AED-denominated Current Account
  • Complimentary Debit Card
  • Free domestic transfers via Mobile and Online Banking
  • Cross-border transfers at AED 25 per transaction
  • Free e-statements
  • Access to multilingual Mobile and Online Banking

Eligibility

  • UAE Resident with up to AED 5,000 as total monthly income


Overdraft Facility

Overdraft facility at attractive interest rates.

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Personal Loans

Apply today and enjoy peace of mind with a National Bank of Umm Al Qaiwain personal loan.

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Fixed Deposit

Choose when you want your funds to mature and enjoy a preferential interest rate

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