Terms & Conditions


Website usage Terms & ConditionsEffective Date - Dec-2017



Terms and Conditions for Individuals and Sole Proprietor EstablishmentsEffective Date - 29-03-2023


NBQ Credit Cards Terms & ConditionsEffective Date - 09-02-2023
Multi Currency Prepaid CardEffective Date - 09-02-2023
Cross-border Visa campaignEffective Date - 24-04-2024 till 10-05-2024


Overdraft FacilityEffective Date - 08-02-2023
Personal Loans for UAE NationalsEffective Date - 06-01-2023
Personal Loans for ExpatriatesEffective Date - 06-01-2023
Auto LoanEffective Date - 06-01-2023
Mortgage LoanEffective Date - 09-02-2023

Online Banking

Terms and Conditions for Enabling NBQ Cards on Digital WalletsEffective Date - 30-05-2022



Innovative and flexible products designed to help small businesses grow.

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Salary Wage Protection System (WPS)

Salary Wage Protection System (WPS)

The Salary Wage Protection System (WPS) is an electronic salary transfer system, which processes your employee's salaries quickly and easily, and is endorsed by both the Ministry of Human Resources and Emiratisation (MHRE) and the Central Bank of the UAE.

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Labor Guarantee Service

Labour Guarantee

Make hiring employees easy and straightforward. Fee-free labour guarantee.

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