Personal Loans - Expat

It's Time to fulfil your personal needs
It's Time to fulfil your personal needs

Personal Loans for Expatriates

We can offer you a personal loan up to 20 times your salary, at an attractive rate of interest. With a repayment period up to 48 months, you'll also receive a free Debit/ATM card  and VISA Gold Credit Card.

Features and Benefits

  • Loan up to 20 times of your monthly salary
  • Repayment tenor up to 48 months
  • Attractive rate of interest (Base Lending Rates)
  • Enjoy 2 installments deferment per year
  • Low interest rate starting from 3.28% flat  p.a up to 3.80% flat
  • Free life insurance covering entire outstanding amount
  • Free Debit/ATM card
  • Minimum salary criteria apply.

Fees and Charges

Processing Fees 1% of Loan Amount, minimum AED 500 & maximum AED 2,500.


  • Available to Expatriates
  • Salary transfer to NBQ is required
  • Available to customer minimum 23 years of age and 60 years of age at maturity of loan
  • Minimum service period of at least 3 years with your current employer

Documents Required

  • Copy of valid emirates ID and passport with residence visa.
  • Financial documents showing your monthly salary transfer (e.g. salary transfer letter, bank statement)
  • Other documents may be requested at the discretion of the bank

Terms & Conditions Apply

Key Facts Statement

  • You may have to pay penalties if you pay off a loan/financing early.
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
  • Refinancing your loan/financing may take longer to pay off than your previous loan/financing and may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit.

Small & Medium Enterprises

Innovative and flexible products designed to help small businesses grow.

Read more
Small Business Finance - SBF

Collateral-free loans available.

Read more
Multicurrency Prepaid Card

Multicurrency Prepaid Card is the safest cost effective way to carry foreign currencies while travelling

Read more
Let us contact you
We'll contact you within 24 hours
Customer Service
600 56 56 56
View all Branches & ATMs
View on map
Customer Service
Contact us